• Powerful Financial Benefits

    • Get the cash flow your business needs with a generous credit line between $50,000-$250,000.
    • Pay in full each month or revolve at a low, selected interest rate when you want to retain cash on hand.
    • Select your interest rate based on the minimum payment amount you choose.

  • One Card For All Your Business Needs

    • VOX® is designed to facilitate your purchasing and procurement as well as your company's travel and entertainment expenses.
    • Increase efficiency by reducing the number of company cards and accounts.
    • Access to the cash flow your business needs with a generous credit line.

  • Robust Program Management and Reporting

    • Save time, money and resources by paying with one card.
    • Manage all your expenses with complete, customizable online reporting options.
    • Easily access transaction data to negotiate better terms with suppliers.
    • Make better informed business decisions based on greater visibility of company-wide spending.

  • Exceptional Rewards

    • Earn 1 point per $1 you spend on qualifying transactions with your VOX® Business Card with Maximum Rewards® for Business.1
    • There is no limit to how many points you can earn. You have up to three years after points are awarded to use them before they expire.
    • Use your points for travel, merchandise and cash back as a statement credit.

  • Visa SavingsEdge®2

    Get automatic business discounts with Visa SavingsEdge®. For complete details, visit visasavingsedge.com. No coupons. No codes. No hassles.

  • MasterCard® Easy Savings3

    Rebates will be automatically credited to your monthly statement when you use your eligible MasterCard® business card on qualified purchases at any participating merchant – over 40,000 locations. No coupons. No codes. No registration necessary. Visit easysavings.com to learn more.

  • FREE Membership to MasterCard® Business Lounge, powered by Regus4

    Get instant access to 2,400 business lounges around the world and stay focused in comfortable, well-equipped workspaces. Visit voxbusinesscard.com/lounge to learn more.

  • Cell Phone Protection5

    Receive automatic coverage, at no additional cost, when you pay your monthly cell phone bill with your business credit card. Protection covers the primary and up to the first four secondary phones listed on your statement against damage and theft; with up to $1,000 per 12-month period, or $600 per claim (subject to a $50 deductible).

  • Purchase Security and Extended Protection5

    We've got you covered with protection against theft and damage. When you make purchases with your business credit card, you get automatic protection against theft and damage for the first 90 days after your purchase. You can also choose to double the protection period provided by the original manufacturer’s written U.S. warranty – up to one full year on warranties of three years or less.

  • Lost Luggage Insurance5

    Enjoy protection against lost or damaged luggage! When you charge the full amount of your travel tickets to your business credit card, you may be eligible to receive reimbursement for amounts paid for direct physical loss or damage to checked baggage - up to a maximum reimbursement of $3,000 per insured.

  • Travel Accident Insurance5

    You’re covered if you have an accident while traveling! Users who charge the full amount of their travel tickets to the business credit card are protected with up to $100,000 in travel accident insurance.

  • Car Rental Discounts

    Rent for less! Receive a discount of up to 25% on car rentals from Avis or Alamo. Just give the discount ID number when placing your reservation.

    Discount ID Toll-free number
    Alamo - BY665332 (800) 462-5266
    Avis - B737901 (800) 331-1212

  • Auto Rental Collision Damage Waiver5

    Your rental car is already insured! Just charge your car rental on your Business Credit Card and receive automatic coverage. Remember to decline the rental agency’s collision loss/damage waiver.

  • Additional Travel Services5

    Carrying your Business Credit Card is just like having a personal travel agency, but better. You get:

    • Medical referral assistance
    • Legal referral assistance
    • Emergency transportation assistance
    • Emergency ticket replacement assistance

Please see the Summary of Credit Terms provided at time of application for important information on rates, fees, costs, conditions and limitations.

1 See Rewards Terms and Conditions for details when you become a VOX Business Card cardmember.

2 Applicable only to VOX Visa® accounts. Discounts are provided in the form of credits posted to your account.

3 Applicable only to VOX MasterCard® accounts. Rebates are provided in the form of credits posted to your account.

4 Applicable to VOX MasterCard® accounts only.

5 Complete details including restrictions, limitations, and exclusions will be available when you become a cardmember.

The First Bankcard® VISA® and MasterCard® credit cards are powered by Paymentflex Technologies, LLC. First Bankcard®, a division of First National Bank of Omaha, is an authorized user of Paymentflex US Patents #5,933,817 and #6,836,764, and of the Paymentflex® registered trademark pursuant to license from Paymentflex Technologies, LLC. First Bankcard®, a division of First National Bank of Omaha, is the card issuer/creditor of the credit card program described in this offer. ©2016 Paymentflex Technologies, LLC

Cards are issued by First Bankcard®, a division of First National Bank of Omaha, pursuant to licenses from Visa U.S.A. Inc. and MasterCard International Incorporated. VISA and VISA SIGNATURE are registered trademarks of Visa International Service Association and used under license. MasterCard and the MasterCard Brand Mark are registered trademarks of MasterCard International Incorporated.