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  Complete Rewards Card Platinum Edition® Card Secured Card
 
Description

Earn rewards on your purchases

Get a great rate

Establish or improve your credit

Rewards

EARN 1% BACK ON PURCHASES2:
Redeem for cash back, gift cards, travel or merchandise

BIGGER REWARDS:
Choose to redeem your rewards into your checking or savings account for a higher value of 1.5% back.2

Reward yourself by saving money on interest with a great intro rate.

Enjoy the rewards of established or improved credit. Plus, you may be able to get your deposit back automatically in as little as 11 months, when you maintain a good payment history with us, subject to credit approval.

Bonus Offers

Earn enough rewards to redeem for a $25 statement credit when you make a purchase in the first 3 billing cycles.2

$25 statement credit when you make a purchase within the first 3 billing cycles.3

Higher credit limit: You can qualify for a credit limit increase without an additional deposit in as little as 7 months when you use your card and make regular, on-time bill payments, subject to credit approval. 

Credit Limit

Variable based on your creditworthiness.

Variable based on your creditworthiness.

REQUEST YOUR OWN CREDIT LIMIT by providing a single deposit between $300 and $5,000 (multiples of $50) when you apply, subject to credit approval.

Annual Fee

$0

$0

Low $19 Annual Fee1

Promotional APR

0% INTRODUCTORY APR1 for the first 12 billing cycles on purchases.

0% INTRODUCTORY APR1 for the first 12 billing cycles on balance transfers.

None

Standard APR

After that, a variable APR based on the Prime Rate between 16.74% and 23.74% APR depending on your creditworthiness.

After that, a variable APR based on the Prime Rate between 10.74% and 18.74% APR depending on your creditworthiness.

Variable 20.74% APR1 on purchases and balance transfers based on the Prime Rate.

Balance Transfer Fee1

A balance transfer fee1 of 5% applies to each balance transfer that you make (minimum $10).

An introductory balance transfer fee1 of 3% for the first 12 billing cycles applies to this offer (minimum $10). After that, a balance transfer fee of 5% applies to each balance transfer that you make (minimum $10). 

A balance transfer fee1 of 5% applies to each balance transfer that you make (minimum $10).

Foreign Transaction Fee1

3% of each transaction in U.S. dollars.

3% of each transaction in U.S. dollars.

3% of each transaction in U.S. dollars.

Free Access to FICO® Credit Score
Zero Liability5
Purchase Protection4
Fraud Protection4
Extended Warranty4
Travel Accident Insurance4
Auto Rental Insurance4
Mobile Banking
Paperless Statements
Chip Enabled