Important Information:Please note that in order to keep these great rates, you cannot miss a payment to us: more than twice in the previous six months or more that three times in the previous 12 months; or that remains unpaid 30 days or longer at any time in the previous six months or remains unpaid 30 days or longer more than once in the previous 12 months; or that remains unpaid 60 days or more at any time in the previous 12 months. The intro offer can be cancelled if a payment is dishonored. We reserve the right to change the account terms should your credit profile change or for other reasons described in the Summary of Credit Terms. All changes in terms will be subject to the requirements of applicable law. A balance transfer fee of 5% of the transaction, with a minimum of $10, will be applied to each balance transfer with this offer. Payments may be allocated to the lower APRs first. Please note that the special introductory rate does not apply to cash advances. Applies to new accounts only.
* See the Rewards Terms and Conditions in the Summary of Credit Terms for details. Cash back is received in the form of a credit to your account.
† For additional information about Annual Percentage Rates (APRs), fees and other costs, please see the Summary of Credit Terms.
This card is issued by First Bankcard®, a division of First National Bank of Omaha, pursuant to a license by Visa U.S.A., Inc.
The New York Life Insurance Company and its subsidiaries are not affiliated with First Bankcard, a division of First National Bank of Omaha, and any of its affiliates.