Limited Time Offer
Platinum Edition® Mastercard®
Save interest on balance transfers
Apply by 5/19/2021
- No Annual Fee1
- 5.99% APR1 FIXED FOR LIFE until paid in full for balance transfers made within the first 3 billing cycles after the account is opened.
- Balance transfers made after the third billing cycle will be a variable APR, based on the Prime Rate, between 18.24% and 28.24% APR depending on your credit worthiness.
- $25 statement credit when you make a purchase within the first 3 billing cycles after the account is opened.2
- An introductory balance transfer fee1 of 3% for the first 3 billing cycles after account is opened applies to this offer (minimum fee $10). After the third billing cycle, a balance transfer fee of 5% applies to each balance transfer that you make (minimum fee $10).
Please see the Summary of Credit Terms for important information on rates, fees, costs, conditions and limitations. Minimum monthly payments required.
You must pay your entire statement balance (including all promotional purchase and balance transfer balances) by the due date each month to avoid being charged interest on new purchases from the date those purchases are made, unless your new purchases are subject to a 0% interest rate.
Additional Features3
Fraud Protection
We continuously and proactively scan your transactions, flagging anything that seems out of place. If suspicious activity should arise, we’ll contact you to resolve the situation.
FICO® Score
View your FICO® Score each month online for free. Knowing your FICO® Score can help you maintain and better understand your financial health.
Online Services
Enjoy an easy and secure way to check your balance and monitor spending, set up Account Alerts and Autopay.
Mobile App
Manage your account from your mobile phone - wherever you are. It's secure, simple and at your fingertips.
Zero Liability4
Automatically protects you 24/7 against unauthorized purchases made with your card or account information.
Global Services
Provides expert assistance, whenever and wherever, for a replacement card or emergency cash.
Important Information
Q: If I request a balance transfer, will you process the entire amount that I requested? A: We will do our best to accommodate your request. If you are approved, we may permit you to transfer balances from other eligible credit cards or accounts up to the amount of your credit limit we make available for balance transfers (which may be less than your total assigned credit limit). If the total amount(s) requested to be transferred exceed(s) the portion of your assigned credit limit for balance transfers, we may process part of your request or decline your request in our sole discretion.
1 For additional information about Annual Percentage Rates (APRs), fees and other costs, see the Summary of Credit Terms.
2 You will earn a $25 statement credit after the first purchase is posted to the Account within the first 3 billing cycles after the Account is opened. Please allow 6-8 weeks after you qualify for the statement credit to be applied to your credit card account.
3 Complete program details, including restrictions, limitations and exclusions, will be available when you become a Cardmember.
4 Certain terms and restrictions apply. See mastercard.com/zeroliability for terms and conditions.
FICO and "The score lenders use" are trademarks and/or registered trademarks of Fair Isaac Corporation in the United States and other countries. Please note, new cardmembers will generally see their FICO® Bankcard Score 9 (the version of FICO® Score we use to manage their account) within 45 days of account opening.
Cards are issued by First Bankcard®, a division First National Bank of Omaha, pursuant to a license from Mastercard International Incorporated. Mastercard is a registered trademark, and the circles design is a trademark of Mastercard International Incorporated.