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Limited Time Offer Platinum Edition® Card |
Maximum Rewards® Card | Platinum Edition® Card | Secured Card | |
---|---|---|---|---|
Description |
Ultra-Low Intro Rate on both Purchases and Balance Transfers |
Simply earn unlimited rewards on your purchases |
Get a great rate |
Establish or improve your credit |
Rewards |
Apply by September 30, 2020 Reward yourself by saving money on interest with ultra-low intro rates on purchases and balance transfers. |
EARN BIGGER REWARDS with UNLIMITED 1.5% BACK2 on purchases simply, everywhere you shop. Redeem for cash back, gift cards, travel or merchandise.2 Plus, you have 5 years from when points are awarded to use them before they expire.2 |
Reward yourself by saving money on interest with a great intro rate on balance transfers. |
Enjoy the rewards of established or improved credit. Plus, you may be able to get your deposit back automatically in as little as 11 months, when you maintain a good payment history with us, subject to credit approval. |
Bonus Offers |
$25 statement credit when you make a purchase within the first 3 billing cycles after the account is opened.3 |
None |
None |
Higher credit limit: You can qualify for a credit limit increase without an additional deposit in as little as 7 months when you use your card and make regular, on-time bill payments, subject to credit approval. |
Credit Limit |
Variable based on your creditworthiness. |
Variable based on your creditworthiness. |
Variable based on your creditworthiness. |
REQUEST YOUR OWN CREDIT LIMIT by providing a single deposit between $300 and $5,000 (multiples of $50) when you apply, subject to credit approval. |
Annual Fee |
$01 |
$01 |
$01 |
Low $35 Annual Fee1 |
Promotional APR |
0% introductory APR1 on purchases and balance transfers for the first 6 billing cycles after the account is opened. |
None |
0% introductory APR1 for the first 6 billing cycles after the account is opened on balance transfers. |
None |
Standard APR |
A variable APR1 on purchases and balance transfers based on the Prime Rate between 16.24% and 24.24% depending on your creditworthiness. |
A variable APR1 on purchases and balance transfers based on the Prime Rate between 17.99% and 27.99% depending on your creditworthiness. |
After that, a variable APR based on the Prime Rate between 13.99% and 21.99% APR depending on your creditworthiness. |
Variable 23.99% APR1 on purchases and balance transfers based on the Prime Rate. |
Balance Transfer Fee1 |
An introductory balance transfer fee1 of 4% for the first 6 billing cycles after the account is opened applies to this offer (minimum $10). After that, a balance transfer fee of 5% applies to each balance transfer that you make (minimum $10). |
A balance transfer fee1 of 5% applies to each balance transfer that you make (minimum fee $10). |
A balance transfer fee1 of 5% applies to each balance transfer that you make (minimum fee $10). |
A balance transfer fee1 of 5% applies to each balance transfer that you make (minimum fee $10). |
Foreign Transaction Fee1 |
3% of each transaction in U.S. dollars.1 |
3% of each transaction in U.S. dollars.1 |
3% of each transaction in U.S. dollars.1 |
3% of each transaction in U.S. dollars.1 |
Free Access to FICO® Score | ✔ | ✔ | ✔ | ✔ |
Zero Liability5 | ✔ | ✔ | ✔ | ✔ |
Fraud Protection4 | ✔ | ✔ | ✔ | ✔ |
Roadside Assistance4 | ✔ | ✔ | ✔ | ✔ |
Auto Rental Insurance4 | ✔ | ✔ | ✔ | ✔ |
Mobile Banking | ✔ | ✔ | ✔ | ✔ |
Account Alerts | ✔ | ✔ | ✔ | ✔ |
Paperless Statements | ✔ | ✔ | ✔ | ✔ |
Chip Enabled | ✔ | ✔ | ✔ | ✔ |