How does a Secured Credit Card help build my credit?
The SCHEELS® Secured Visa® Card works like any other credit card, except it requires a security deposit.
Request your credit limit
by providing a security deposit between $550 and $5,000 in $50 increments, when you apply.1 If approved, enjoy using your card for a low $35 Annual Fee.*
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Graduate to an unsecured SCHEELS® Visa® Card
in as little as 11 months if you qualify.1 We will automatically send your deposit back to you and waive the annual fee* going forward.
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We'll help you get there.
Sign up for AutoPay and you won't forget a payment. Plus, you can monitor your FICO® Credit Score online for free.

EARN 3 POINTS
Per $1 spent on SCHEELS purchases


EARN 1 POINT
Per $1 spent everywhere else


$25 SCHEELS GIFT CARD
automatically sent to you every time you reach 2,500 points

PLUS


EARN 1,500 BONUS POINTS
(A $15 Value) on the first purchase with your card outside of SCHEELS.


PLUS

LOW RATE
Enjoy 0% intro APR* for six months anytime you spend $500 or more at SCHEELS with your SCHEELS® Secured Visa® Card. After 6 months, your APR will be a variable 22.74%* based on the Prime Rate. 6 months means at least 180 days (may appear on more than 6 statements).