Consumer Terms

Internal - Rewards redeemed through FNBO

Prog 082 - 5% Gas
Prog 087 - 3% Gas & Grocery
Prog 131 - 1:1 FNB Direct
Prog 137 - 2:1 FNB Direct
Prog 149 - 1.25% Cashback
Prog 151 - Tiered Cashback
Prog 168 - 1% Cashback
Prog 198 - Premio Plus Cashback Rew 1:1
Prog 235 - 1.5% Statement Cred
Prog 251 - 3,2,1 Auto Redeem
Prog 254 - 3,2,1 Manual Redeem

Prog 062 - 3% on Gas Purchases
Prog 102 - 1.50% Cash back
Prog 132 - 1% Cash back
Prog 135 - 2% Cash back
Prog 142 - 2% on Gas & Grocery Purchases
Prog 162 - 3,2,1 Cash back
Prog 193 - 1% Cash back
Prog 200 - Evergreen Rewards 2:1 CB
Prog 227 - 1.50 % Cash back
Prog 282 - BucksBack Rewards 2:1 <50K 1:1 >50K Tiered
Prog 363 - 1.25% BucksBack
Prog 366 - 2% BucksBack
Prog 409 - 1% Cash back

Prog 070 - 1:1 Maximum Rewards
Prog 071 - 1.25:1 Complete Rewards
Prog 073 - 1:1 Maximum Rewards
Prog 074 - 1.25:1 Maximum Rewards
Prog 091 - 1.5:1 Maximum Rewards
Prog 119 - 3,2,1 FCA
Prog 126 - 2:1 Complete Rewards
Prog 155 - 5:1 Sheetz
Prog 172 - 1:1 Complete Rewards
Prog 176 - 1:1, Mortgage
Prog 177/178 - 3:1 Maximum Rewards
Prog 185 - 8:1 Sheetz
Prog 186 - 2:1 Travel Complete Rewards
Prog 230 - 2:1 Rutgers
Prog 237 - 5:1 Sheetz, pts do not expire
Prog 258 - FCA DrivePlus Rewards
Prog 260 - 1:1 Complete Rewards
Prog 263 - 5:1 Sporting Goods & Gas Complete Rewards
Prog 267 - FCA DrivePlus Maximum Rewards
Prog 269 - 1.50:1 Complete Rewards - pts do not expire
Prog 270 - Getaway by FNBO Rewards
Prog 273 - 1:1 Complete Rewards w/ ACH 150 bp 5 yr exp
Prog 274 - 5:1 Sporting Goods & Gas Maximum Rewards
Prog 285 - Mary Kay Rewards Program
Prog 288 - Distinct Card Rewards
Prog 301 Ducks Unlimited Rewards
Prog 308 Jeep Rewards
Prog 411 - 1:1 Complete Rewards - pts do not expire

Prog 078 - 1:1 Cashback
Prog 143 - 1.25:1 Cashback
Prog 159 - 1.5:1 Cashback

Prog 024/090 - 1.25:1 Rewards Advantage - 3 yr pt expiration
Prog 076 - 1:1 Maximum Rewards - 3 yr pt expiration
Prog 167 - 5:1 Absolute - 3 yr pt expiration
Prog 169 - 1.5:1 Absolute - 3 yr pt expiration
Prog 179 - 5:1 NFIB Maximum Rewards - 3 yr pt expiration
Prog 240 - 5:1 Absolute Rewards - 5 yr pt expiration - coming 7/21/17
Prog 249 - 4:1 FCA Maximum - 3 yr pt expiration
Prog 261 - 2:1 Henry Schein Complete Rewards - Pts do not expire
Prog 262 - 2:1 Complete Rewards - Pts do not expire
Prog 271 - Evergreen Rewards for Business
Prog 281 - Henry Schein Complete Rewards 2:1
Prog 286 - Covetrus Compete Rewards for Bus
Prog 298 - Max Rew For Bus - LRG TKT EXCL

Prog 161 - 3:1 Scheels for Business
Prog 244 - 3:1 Best Western
Prog 247 - 1:1 Shop.com
Prog 264 - 3:1 Best Western
Prog 294 - Runnings Small Business Rewards
Prog 296 - WebstaurantStore Rewards Small Business
Prog 297 - The Restaurant Store Rewards Small Business
Prog 299 - Verizon Small Business
Prog 300 - Essential Card - Medigroup
Prog 302 - Hello Alice Small Business

Prog 600 - Sheetz